Customer Care Department at, 1-855-262-4737. All loans are subject to credit and property approval. Keep up the great work", "Tara and her team were terrific! 12 or 24 months business bank statements only. Traditional loans will generally require tax returns, W-2s and paycheck stubs in order to verify a borrowers income. Angel Oak Mortgage Solutions LLC: NMLS ID 1160240, Specialized Loan Servicing LLC: NMLS ID Main Office 2168; NMLS ID Branch 972456, Privacy Policy for Angel Oak Mortgage Solutions LLC, Privacy Policy for Specialized Loan Servicing, Privacy Policy for Specialized Loan Servicing (California), Privacy Policy for Specialized Loan Servicing (California Consumer Privacy Act), State Licenses for Specialized Loan Servicing, Federal Emergency Management Agency's (FEMA), Angel Oak Mortgage Solutions LLC c/o Specialized Loan Servicing. They were so good to us throughout this journey! New York Customers: The online messaging feature is not available. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Appraisal Disclosure PDF 74k. We take your privacy seriously. Eligible borrowers may set up automatic electronic payments made directly from their existing bank account. For Eligible Veterans, Reservists, Active Duty And Family Members. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Angel Oak Lending Platform Announces a Record-Setting 2021, Prepares for Rapid Growth in 2022. Our hours of operation are Monday through Friday, 6:00 a.m. until 6:00 p.m. MT. Angel Oak Home Loans, LLC. "I just wanted to compliment William Lee and his team on the professional and diligent efforts they put forth to close my loan. Please be advised that Specialized Loan Servicing LLC is not a lender. For assistance, login to your account and use the Contact Us page, contact us at servicing@angeloakhomeloans.com or contact customer service at 844.209.7423.Please be aware that return calls and wait times may vary, based on the volume of requests. Angel Oak Home Loans is here to help if you are impacted by Covid-19 and are seeking payment relief. Our belief is that it is all about the people. Angel Oak's lending practice was founded upon core prin Ask the Community You can even setup a convenient payment date within the grace period. Effective January 1, 2013, the California Homeowner Bill of Rights (HBOR) was enacted to ensure fair lending and borrowing practices for California homeowners. Product information listed on our website are intended for mortgage brokers and not individual consumers. Angel Oak will provide a written response within 30 days (excluding legal public holidays, Saturdays and Sundays) and will make corrections to your account, if appropriate, depending on the outcome of our review. Angel Oak Commercial Lending is a vertically integrated commercial real estate debt platform that provides quick and flexible financing solutions for commercial real estate owners, developers and investors. Our vision and expertise are dedicated to you and your clients. After receipt of a notice of error, Angel Oak will not furnish adverse information to a credit reporting agency regarding any payment that is the subject of a notice of error while your inquiry is being reviewed. *We do not charge a fee, however, your financial institution or other 3, Specialized Loan Servicing LLC: NMLS ID Main Office 2168; NMLS ID Branch 972456, Privacy Policy for Angel Oak Home Loans LLC, Privacy Policy for Specialized Loan Servicing, Privacy Policy for Specialized Loan Servicing (California), Privacy Policy for Specialized Loan Servicing (California Consumer Privacy Act), State Licenses for Specialized Loan Servicing, Federal Emergency Management Agency's (FEMA), Fill out the Automatic Withdrawal Request form, then fax or mail to the address provided on the form, Angel Oak Home Loans LLC c/o Specialized Loan Servicing. Please be advised that you will no longer be subject to, or under the protection of, our privacy and security policies. Mortgage insurance premiums not included (if applicable). All property insurance policies should include the following mortgagee clause: Insurance documents may be mailed to the address above, faxed to 1-678-475-8763 or uploaded to www.MyCoverageInfo.com/SLS. Not all borrowers will meet the requirements necessary to qualify. Have you recently received To view all available payment methods, please click here. Please contact a Mortgage Loan Originator in your area if you are a consumer looking for a loan or information about our products. autodialing, text and pre-recorded messaging . As you will be entering a website hosted by another party, we encourage you to read and evaluate the privacy and security policies of the site you are entering. A request for information or notice of error does not prevent Angel Oak from initiating foreclosure if proper grounds exist under the mortgage documents. All disputes must be sent to the designated address found under the Disputes tab. We take your privacy seriously. U.S. By clicking the continue button, you will leave our website and be redirected to a third-party web site. your loan number and property address on the check/money order. Online: Log into your account and select the Payoff Quote option located on the Home screen. Please note a mortgage servicer is not obligated to respond to an untimely request for information or notice of error. Our Conventional mortgage offers flexibility other loan types do not including down payment options. The information contained herein is for informational purposes only and is not a commitment to lend. All rights reserved. Our hours of operation are Monday through Friday, 6:00 a.m. until 6:00 p.m. MT. Choose an option below to set up Autopay: Arrange with your financial institution to have payments sent to us every month. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Toll Free: (844) 209-7424. Something went wrong while submitting the form. Angel Oak is proud to have been named one of the Top Workplaces by the Atlanta Journal and Constitution for many consecutive years! New York Customers: The online messaging feature is not available. All programs may not be available. Loans up to $1.5 million with a minimum of $150,000. Resolution Process What You Can Expect: Untimely Requests: A request for information or notice of error is not considered timely if the written correspondence is received more than one year after either the date of transfer of servicing or the date the mortgage account was discharged (either paid in full or discharged through foreclosure or a deed in lieu of foreclosure or a short sale without full satisfaction of the underlying contractual obligation). By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Home Loans LLC NMLS 685842 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. Notice of Error: A notice of error is written request (other than a notice on a payment coupon or other payment medium supplied by the servicer) that asserts a certain specified error that includes: (1) your name, (2) information that allows us to identify your mortgage account and (3) the error you believe occurred relating to the servicing of the mortgage account. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Solicitud Uniforme para Prstamo Hipotecario Residencial PDF 1420k. The information contained herein is for informational purposes only and is not a commitment to lend. All loans are subject to credit and property approval. Making a payment on yourMortgage, Home EquityLine of Credit or any otheraccount type is simple. Angel Oak Home Loans is a national mortgage lender based in Atlanta, GA providing innovative mortgage products tailored to borrowers' home financing needs. All rights reserved. If you have experienced a loss and need to submit a claim, you may upload the required documents and track the progress of your claim online 24/7 by accessing and For residential mortgage loans on real estate located in the State of Texas: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 21, AUSTIN, TEXAS 78705. If you have any questions or need assistance, please reach out to our Restrictions and conditions may apply. Access your loan here to view loan details, certain loan documents and to make payments. Engage via Email. For general inquiries and communications that do not include requests for information or a notice of error regarding your account, our general mailing address is: You may contact Customer Support via your message center by logging into your account, clicking on the message center letter icon, and clicking the New Message icon. 980 Hammond Drive, Suite 200, Atlanta, GA 30328If you have customer service questions, please email: inquiries@angeloakhomeloans.com. Angel Oak will provide a written acknowledgment of your inquiry within 5 days of receipt of your request (excluding legal public holidays, Saturdays and Sundays). Something went wrong while submitting the form. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. The information contained herein is for informational purposes only and is not a commitment to lend. Please be advised that Specialized Loan Servicing LLC is not a lender. The security and privacy policies of the third-party may be different than those of SLS. A lender will use these statements to analyze income to prove the ability to repay a loan. For general inquiries and communications that do not include requests for information or a notice of error regarding your account, our general mailing address is: You may contact Customer Support via your message center by logging into your account, clicking on the message center letter icon, and clicking the New Message icon. autodialing, text and pre-recorded messaging . Thank you! 01/26/22. The subservicer is also responsible for paying the taxes and insurance timely. All property insurance policies should include the following mortgagee clause: Insurance documents may be mailed to the address above, faxed to 1-678-475-8763 or uploaded to www.MyCoverageInfo.com/SLS. Borrower's Certification and Authorization PDF 52k. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A complaint form and instructions may be downloaded and printed from the Departments website located at www.sml.texas.gov or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov. 1-678-459-9746 (Attention: Loss Draft Department). The information contained herein is for informational purposes only and is not a commitment to lend. 40 year fixed interest-only option offered on certain Non-QM loan programs: 40 year fixed rate with Interest only payments for the first 10 year period (120 monthly payments), then fully amortized payments for the remaining 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners association or condo fees (if applicable). Resolution Process What You Can Expect: Untimely Requests: A request for information or notice of error is not considered timely if the written correspondence is received more than one year after either the date of transfer of servicing or the date the mortgage account was discharged (either paid in full or discharged through foreclosure or a deed in lieu of foreclosure or a short sale without full satisfaction of the underlying contractual obligation). Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. For requests for information and notices of error regarding your account, please use the address Angel Oak has designated under the Real Estate Settlement and Procedures Act and Regulation X for this purpose: Request for Information: A request for information is a written request (other than a notice on a payment coupon or other payment medium supplied by the servicer) relating to the servicing of the mortgage loan that includes: (1) your name, (2) information that allows us to identify your mortgage account and (3) the information you are requesting regarding your account. Contact Angel Oak to learn about their innovative mortgage loan products. Please be advised that you will no longer be subject to, or under the protection of, our privacy and security policies. Please be aware that having certain financial documents on hand will assist the representative when discussing options available for avoiding foreclosure. Your submission has been received! Are Self-Employed Borrowers Required To Use Bank Statement Loan Products? No tax returns required. Email Password Trouble signing in? If you're not sure if the impact in your area has been declared as a natural disaster, visit the website Federal Emergency Management Agency's (FEMA) for more information. Our Bank Statement product allows eligible self-employed borrowers to qualify using personal or business bank statement. Down payment varies by loan program.Refinances: As a result of refinancing, your total finance charges may be higher over the life of the loan.Annual Percentage Rate (APR) of 6.482%.Advertised APR example based on a 30 yr. fixed rate conventional mortgage, loan amount of $277k, using current rate, 80% LTV, and a 720+ credit score.APR may be higher based on loan programs, current market rates, borrower eligibility or additional finance charges. Bank Statement Submits Loan Portal Login A Mortgage Advisor Will Be In Touch With You Shortly. Other restrictions and limitations may apply. Angel Oak Home Loans LLC; Attention: Loss Draft Department 500; P.O. Loan Inquiry | Spanish Application | Mortgage Calculators | Printable Forms | How to Get a Loan | Company Directory | About Angel Oak Angel Oak Home Loans LLC NMLS 685842 3060 Peachtree Rd NW, Suite 500 , Atlanta , GA 30305 Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Please note that Specialized Loan Servicing LLC ("SLS") makes no endorsement or claims about the accuracy or content of the information contained or the products found on third-party websites. Angel Oak Home Loans is proud of our reviews and rankings and will strive to continue this approach with all our customers. Contact. If you have experienced a loss and need to submit a claim, you may upload the required documents and track the progress of your claim online 24/7 by accessing and For residential mortgage loans on real estate located in the State of Texas: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 21, AUSTIN, TEXAS 78705. Oops! All loans are subject to credit and property approval. Corporate Office: 980 Hammond Drive, Suite 200, Atlanta, GA 30328. Alternatively, you may communicate with us regarding your loss claims by sending your check(s) and other required documents via regular mail or overnight mail or via fax at any time, as follows: For other inquiries please call our Insurance Department at 1-800-441-4145, If your inquiry involves real estate taxes, please contact our Tax Department at 1-866-801-1373. If you have experienced a loss and need to submit a claim, you may upload the required documents and track the progress of your claim online 24/7 by accessing and Please provide your contact information below and an experienced Account Executive in your area will be in touch within the next business day. It is Angel Oaks intention to contract with a subservicer(s) who collects payments from borrowers and manages the escrow accounts for taxes and insurance, including making the tax and insurance payments in a timely manner. For loan payment and escrow inquiriesToll Free: 844.209.7423Direct: 404.991.5105If you have loan servicing questions, please email: servicing@angeloakhomeloans.com. Contact Angel Oak Home Loans to learn about their innovative mortgage loan products. Please contact a Mortgage Loan Originator in your area if you are a consumer looking for a loan or information about our products. creating an account at the Insurance Loss Claim Website. U.S. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. 980 Hammond Drive, Suite 200, Atlanta, GA 30328, To learn more about becoming a correspondent partner, https://www.angeloakhomeloans.com/privacy-policy. Are you sure you want to submit without directing your inquiry to a specific advisor? A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. For requests for information and notices of error regarding your account, please use the address Angel Oak has designated under the Real Estate Settlement and Procedures Act and Regulation X for this purpose: Request for Information: A request for information is a written request (other than a notice on a payment coupon or other payment medium supplied by the servicer) relating to the servicing of the mortgage loan that includes: (1) your name, (2) information that allows us to identify your mortgage account and (3) the information you are requesting regarding your account. At Angel Oak Mortgage Solutions LLC, we want you to feeltaken care of. | Login You've been signed out For security, we sign you out of your account when you're inactive for 4 hours. Uniform Residential Loan Application PDF 423k. Angel Oak Home Loans LLC NMLS# 685842, For licensing information, go to: (www.nmlsconsumeraccess.org), Licensed in AL, AZ #0927070, AR, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act , CO, CT, DE, DC, FL, GA #32379, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, ND dba AOHL LLC, NE, NV, NH, Licensed by the N.J. Department of Banking and Insurance, NM, NC, ND dba AOHL LLC, OH, OK, OR, PA, Rhode Island Licensed Lender, SC, TN, TX, UT, VT, VA, WA dba AOHL LLC, WV, WI, WY. Angel Oak will provide a written response within 30 days (excluding legal public holidays, Saturdays and Sundays) and will make corrections to your account, if appropriate, depending on the outcome of our review. Please note these general contacts above should not be used to submit a request for information or notice of error regarding your account. Not all borrowers will meet the requirements necessary to qualify. Angel Oak Mortgage Solutions LLC is a wholesale lender and does not hold individual state licenses to work directly with consumers. Angel Oak Commercial Lending products cover small balance, senior, bridge, term and mezzanine loans. You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Home Loans LLC NMLS 685842. Other restrictions and limitations may apply. Click here. Please note that Specialized Loan Servicing LLC ("SLS") makes no endorsement or claims about the accuracy or content of the information contained or the products found on third-party websites. https://www.angeloakhomeloans.com/privacy-policy, For payments and loan servicing information: 844.209.7423, To speak to a loan officer about a new loan: 833.471.0594. Built For Speed. All programs may not be available. Angel Oak Home Loans is a full-service lender focused on providing innovative mortgage loan products to our borrowers. A bank statement loan is often a great option for qualified self-employed borrowers. Senior Account Manager, Correspondent at Angel Oak Home Loans. Email. Angel Oak's Investor Cash Flow Loan is specifically for real estate investors and does not require proof of income or employment to qualify. Restrictions and conditions may apply. Welcome to Angel Oak Home Loans LLC Serviced by Specialized Loan Servicing LLC Log-in to manage your mortgage account How Can We Help You? Customer Care Department at, 1-855-262-4737. 1-678-459-9746 (Attention: Loss Draft Department). For requests for information and notices of error regarding your account, please use the address Angel Oak has designated under the Real Estate Settlement and Procedures Act and Regulation X for this purpose: Request for Information: A request for information is a written request (other than a notice on a payment coupon or other payment medium supplied by the servicer) relating to the servicing of the mortgage loan that includes: (1) your name, (2) information that allows us to identify your mortgage account and (3) the information you are requesting regarding your account. Know Your Rights:Having a problem making your mortgage payment? autodialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS - charges may apply) and/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. Treasurys Home Affordable Program (HAMP) or Home Affordable Alternatives (HAFA).If you are a borrower protected under the California HBOR and wish to explore options that may be available, please contact our AOHL Loan Servicing Department toll free at (844) 209-7423.Please be aware that having certain financial documents on hand will assist the representative when discussing options available for avoiding foreclosure. Read More If you have not received loan transfer documentation from Angel Oak and the new service provider, please use the first payment coupons, included in your closing package, to mail your check to the address provided. To ensure prompt and accurate processing of your payment, please include Sign in to view status or complete next steps on your loan. Payments can be set up on a weekly, biweekly, semimonthly, or monthly frequency. By clicking "Submit" or "Send My Verification Code", you are providing express "written" consent to allow Angel Oak Home Loans LLC NMLS 685842 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e . Product information listed on our website are intended for mortgage brokers and not individual consumers. Minimum loan amount for Investor Cash Flow is $75,000. Should your payment amount change, the new payment will be automatically deducted from your bank account. Minimum loan amount for Bank Statement is $150,000. Computershare Limited 1996 - 2023. To view all available payment methods, please click here. Sign in The programs, rates, terms, and conditions are subject to change at any time without prior notice. Please login to your account. Please note these general contacts above should not be used to submit a request for information or notice of error regarding your account. If you are in a confirmed FEMA disaster area, please contact Customer Service at 1-855-263-8899. Thanks! Our goal is for every employee to succeed and feel like a valued part of the Angel Oak family. Minimum loan amount on Platinum is $250,000.